Are you buying a new home or need to refinance? Maybe you need a Mortgage or Home Loan, but let’s get real!
Wow, getting a mortgage today can be a complex thing to secure. You hear horrible stuff from the media and neighbors...Turn off the noise and give me a call. We are lending every day. Today we need 3.5% to 5% down payment and a score that lets us know, you’re paying your bills on time. Hey, isn’t that reasonable? VA loans are still at zero down and our Jumbo loans are fabulous. Lending today is a little crazy but when we are proactive and prepared, it’s really okay.
For the most part many lenders rates and fees are very close or the same...so what is important? My clients range from Senior Executives at corporations to young adults buying their first home. I'll take care of you and your family, offering a consultative approach to your mortgage.
This is my promise. My team is AMAZING! I will provide you out of the box thinking. I’ve had to chat with CPA’s, financial advisors, trust and divorce attorney’s and local cities on behalf of my clients. We gladly help and assist. My team will provide PROACTIVE communication...An old fashion word... and we actually deliver to you and your real-estate agent... And yes, our rates and fees are extremely competitive.
Here’s the bottom line. For the last 8 years, I’ve worked almost 100% by referral. My goal is to do a wonderful....(we’re not perfect) job for you and your family..When the mortgage loan is complete, and you’re handed the keys to your new home or we finish a refinance, you think, WOW! Patty and her team were really wonderful. Then you tell all your friends, family and co-workers about us...I’m most proud when my clients and real-estate agents pay us a compliment.
Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.
HOME SOURCE MORTGAGE (NMLS #286020) IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST ME OR HOME SOURCE MORTGAGE SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT'S WEB SITE LOCATED AT http://www.sml.state.tx.us/ OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT smlinfo@sml.state.tx.us.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIIAL MORTGAGE LOAN OFFICERS. OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. A WRITTEN APPICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM.FOR MORE IMFORMATION ABOUT THE RECOVERY FUND,PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENTS WEB SITE REFERENCED ABOVE.
GEORGETOWN MORTGAGE LLC (NMLS #268552) IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST ME OR GEORGETOWN MORTGAGE LLC SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT'S WEB SITE LOCATED AT http://www.sml.texas.gov/ OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT smlinfo@sml.texas.gov.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT'S WEB SITE REFERENCED ABOVE.